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Well technically, Mother Nature herself is responsible, especially if the tree fell during.

Sep 27, If the tree that damaged your car is on your property, your insurance policy will often be responsible for covering the loss, assuming no foul play and no negligence has occurred.

While you may carry your homeowner’s and your auto insurance policies, it will be the coverage on your car that will be covering the stumpgrind.pwg: Quincy FL.

Jul 10, Removal of the fallen tree: Property coverage in your homeowners policy would pay for the removal of fallen trees on your property, as long as the cause of the fall was a covered peril.

Depending on the policy, covered perils often include hail, ice, snow, sleet, or wind. So basically, in the event of a storm, you’re stumpgrind.pwted Reading Time: 5 mins. Dec 06, My car was parked at my apartment complex and a rotted tree fell on my car. I spoke with a Travelers Insurance agent and he told me that the complex is liable for my damage since they knew the tree was rotted and never cut it down. The problem is that it has been 4 months since it happened and they still have not fixed my car.

What can I do?Missing: Quincy FL. Apr 02, I am not a FL lawyer, but the general rule is that owner of trees are only responsible for falling limbs (or falling trees) if they have prior notice of a dangerous condition of the tree. I can't resist mentioning that a neighbor's tree once fell on my car in my driveway and flattened it. The tree was dead and was obviously rotten before it fell.

Dec 30, Tree Removal Coverage. Fallen trees not only cause damage to property but also have to be removed once they have fallen after a storm. Most home insurance policies have limited coverage conditions for fallen tree removal. Depending on your policy there may.

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